API Reference

模拟重新协商

post
https://api-bnpl-wl.sandbox.open-co.tech/renegotiation/simulate

Simulates a renegotiation for overdue installments or early settlement. Returns the available options with discounts, new terms, and final amounts without creating the renegotiation.

Renegotiation types:

  • OVERDUE_SETTLEMENT: Settle overdue installments with potential discount on fines/interest
  • CONTRACT_SETTLEMENT: Full early settlement of the entire contract with principal discount
  • PREPAYMENT: Prepay future installments with potential discount
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Body Params

Request to simulate a renegotiation without creating it.

uuid
required

人员标识符

uuid
required

还款计划标识符

installment_ids
array of strings
required

List of installment IDs to renegotiate

installment_ids*
string
enum
required

Type of renegotiation:

  • OVERDUE_SETTLEMENT: Settle overdue installments
  • CONTRACT_SETTLEMENT: Full early settlement of the contract
  • PREPAYMENT: Prepay future installments
Show Details
OVERDUE_SETTLEMENT结算逾期分期，可能享受罚金和利息折扣
CONTRACT_SETTLEMENT全额提前结清整个合同，享受本金折扣
PREPAYMENT预付未来分期，可能享受提前支付折扣
Allowed:
Responses

Updated 3 months ago

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Updated 3 months ago