Operação de Crédito Criada

Categoria: Operação de Crédito
Evento: Operação de Crédito Criada

Nome do Evento

CREDIT_OPERATION_CREATED

Disparado logo após POST /credit-operations processar a criação com sucesso (status inicial RECEIVED).

Estrutura do Payload

{
  "eventType": "string",
  "entityId": "uuid",
  "occurredAt": "date-time",
  "data": {
    "id": "uuid",
    "externalContractId": "string",
    "partnerId": "uuid",
    "borrower": {
      "taxId": "string",
      "name": "string",
      "email": "string | null",
      "phone": "string | null",
      "address": {
        "zipCode": "string",
        "cityCode": "string",
        "street": "string",
        "number": "string",
        "complement": "string | null",
        "neighborhood": "string"
      }
    },
    "amount": "decimal",
    "term": "integer",
    "productCode": "string | null",
    "disbursement": {
      "bankCode": "string",
      "branchNumber": "string",
      "accountNumber": "string",
      "accountDigit": "string",
      "accountType": "CHECKING | SAVINGS",
      "pixKey": "string | null"
    },
    "status": "CreditOperationStatus",
    "installments": [{ "number": "integer", "dueDate": "date-time", "amount": "decimal" }],
    "createdAt": "date-time",
    "updatedAt": "date-time"
  }
}

Tabela de Descrição dos Campos

Campo	Tipo	Descrição
`eventType`	string	Sempre `"CREDIT_OPERATION_CREATED"` neste evento.
`entityId`	uuid	ID interno (`id`) da operação de crédito.
`occurredAt`	datetime	Momento em que a operação foi criada (UTC).
`data.id`	uuid	Identificador único da operação na LaaS.
`data.externalContractId`	string	Identificador do contrato no sistema do parceiro.
`data.status`	enum	`RECEIVED` neste evento.
`data.borrower`	object	Dados do tomador (CPF, nome, contato, endereço).
`data.amount`	decimal	Valor total do crédito em reais.
`data.term`	integer	Número de parcelas contratadas.
`data.disbursement`	object	Dados bancários para o desembolso.
`data.installments`	array	Cronograma de parcelas.

Exemplo de Payload

{
  "eventType": "CREDIT_OPERATION_CREATED",
  "entityId": "8f14e45f-ceea-467e-95b7-1c9f4e6d4a6b",
  "occurredAt": "2026-08-06T13:02:11Z",
  "data": {
    "id": "8f14e45f-ceea-467e-95b7-1c9f4e6d4a6b",
    "externalContractId": "ctr-98421",
    "partnerId": "a1b2c3d4-e5f6-47a8-89ab-0123456789ab",
    "borrower": {
      "taxId": "12345678901",
      "name": "Maria da Silva Souza",
      "email": "[email protected]",
      "phone": "+5511999999999",
      "address": {
        "zipCode": "01310100",
        "cityCode": "3550308",
        "street": "Avenida Paulista",
        "number": "1000",
        "complement": "apto 42",
        "neighborhood": "Bela Vista"
      }
    },
    "amount": "5000.00",
    "term": 12,
    "productCode": null,
    "disbursement": {
      "bankCode": "341",
      "branchNumber": "1234",
      "accountNumber": "56789",
      "accountDigit": "0",
      "accountType": "CHECKING",
      "pixKey": null
    },
    "status": "RECEIVED",
    "scdCoreContractId": null,
    "lastScdCoreSyncAt": null,
    "approvedAt": null,
    "ccbDocumentId": null,
    "ccbGeneratedAt": null,
    "signedCcbDocumentId": null,
    "signedCcbReceivedAt": null,
    "ccbSignatureRequestId": null,
    "disbursementRequestedAt": null,
    "kycStatus": null,
    "kycRequestedAt": null,
    "kycCompletedAt": null,
    "kycRejectionReason": null,
    "installments": [
      { "number": 1, "dueDate": "2026-09-06T00:00:00Z", "amount": "486.86" },
      { "number": 2, "dueDate": "2026-10-06T00:00:00Z", "amount": "486.86" }
    ],
    "createdAt": "2026-08-06T13:02:11Z",
    "updatedAt": "2026-08-06T13:02:11Z"
  }
}